Last Updated : 05/15/2020
By utilizing this website and clicking the “submit” button, you are submitting a request to be matched with one of our third party lenders. In order to evaluate and/or offer you a loan, the third party lenders need your consent to use and accept electronic signatures, records, and disclosures (“E-Consent“). This policy notifies you of your rights when receiving electronic disclosures, notices, and information. By clicking on the link to submit your loan request and assenting to our terms, you acknowledge that you received this E-Consent and that you agree to conduct transactions using electronic signatures, electronic disclosures, electronic records, and electronic contract documents (“Disclosures“). Under the Electronic Signatures in Global and National Commerce (“E-SIGN Act”), your electronic signature constitutes your signed written agreement to the terms of your submission.
Option for Paper or Non-Electronic Records
If you are connected with a lender that determines you are a candidate for a loan and offers an any Disclosures in connection with such offer, you may request any Disclosures in paper copy by contacting the third party lender directly. The lenders will provide paper copies at no or minimal charge. The lenders will retain all Disclosures as applicable law requires.
Scope of Consent
This E-Consent applies to all interactions online concerning you and the third party lender, and includes those interactions conducted on any mobile device, including phones, smart-phones, and tablets. This E-Consent authorizes the third party lender to process your information and interact with you electronically. The lender may also send you notices electronically related to its transactions and interactions with you. Disclosures may be provided online at our or the third party lenders’ websites, and may be provided by e-mail.
Consenting to Do Business Electronically
Before you decide to do business electronically with the third party lenders, you should consider whether you have the required hardware and software capabilities described below.
Hardware and Software Requirements
To access and retain the Disclosures electronically, you will need to use the following computer software and hardware: A computer or other device capable of accessing the Internet, access to an e-mail account, and an internet browser software program that supports at least 128 bit encryption. To read some documents, you may need a PDF file reader. You will need a printer or a long-term storage device, such as your computer’s disk drive, to retain a copy of the Disclosures for future reference. You may send any questions regarding the hardware and software requirements directly to the third party lenders.
Your E-Consent for our matching service and for our third party lenders’ consideration of your matching request cannot be withdrawn because it is a one-time transaction. If you are matched with one or more third party lenders, you are free to withdraw your E-Consent with those third party lenders at any time and at no charge by contacting the lenders directly. However, if you withdraw this E-Consent before receiving a loan, you may be prevented from obtaining a loan from a lender. If you decide to withdraw this E-Consent, the legal effectiveness, validity, and enforceability of prior electronic Disclosures will not be affected.
Change to Your Contact Information
You should keep third party lenders informed of any change in your electronic address or mailing address. You may update such information by logging into the third party lender’s website or by sending the lender a written update by mail.
YOUR ABILITY TO ACCESS DISCLOSURES
BY CLICKING THE LINK AND SUBMITTING YOUR LOAN REQUEST, YOU AGREE TO THESE TERMS. YOU ACKNOWLEDGE YOU HAVE READ THIS INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND TO DOING BUSINESS WITH THE LENDER ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES, WHICH WILL BE PROVIDED TO YOU AT NO CHARGE. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE SERVICES FROM THIRD PARTY LENDERS OVER THE INTERNET.