Because each lender is different and BrighterPays has no control over the rates and fees each lender charges, we urge you to carefully review the terms associated with the offer before accepting or declining. Please remember that you are never under any obligation to accept an offer from a lender and you can cancel the entire process at any time at your discretion. BrighterPays cannot be held accountable for any charges or terms presented to you by a lender, and we are in no way responsible for any agreement between you and a lender. For details, questions or concerns regarding your loan, please contact your lender directly. Please note that lender terms may vary, and lenders may use different criteria to determine whether an applicant is eligible for a loan. Not all who submit a request for credit will be chosen by a lender or approved for loan. If you are not chosen by a lender in the participating lender network, your information may be offered to participating third party advertisers and generators for consideration.
It is not our policy to perform credit checks on any of our customers. However, some of the lenders in our network might perform a credit check before making their decisions using the three major reporting bureaus like, TransUnion, Experian and Equifax, as well as other alternate sources of consumer information. In the end, your credit rating may be impacted by a particular lender’s actions. If you do not pay back your loan by the specified due date, your lender may choose to report this delinquency to one or more of the major credit bureaus, which could negatively affect your rating.
Any of the information that you read on this website may be changed at any time without any prior notice. We cannot guarantee that your submitted information will be provided to a lender or that a lender will approve you for a loan. Not all lenders can provide up to $10,000. The loans that may be offered by a lender are often expensive forms of credit and are intended to provide you with a personal loan or short-term financing to solve immediate financial needs and should not be considered a long-term solution. If you are having serious financial issues, it is often best to consult with a professional credit counselor.
BrighterPays strives to keep you updated with state laws governing availability, maximum loan amounts, and loan terms for short-term loans for each state. As you may know, these regulations vary from state to state. Visit the Rates & Fees page to view information regarding this information as, as well as the information for your state regulator. Rates and fees will vary depending upon lender.
If you are given an option to obtain a loan from a tribal lender, these lenders are owned by independent sovereign nations and may not be required to follow local or state laws regarding rates, fees and other loan terms. Please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction.
Testimonial Disclaimer: These are not actual testimonials, but they are representative of BrighterPays services.
BrighterPays.com is a loan marketplace. We offer an infomediary service that will attempt to connect you with independent, third party lenders and financial service providers who may secure a loan for you or offer you goods and services. The owner of this website has a financial connection to the providers of the goods and services referred to on the website. The owner may receive payment for each qualified sale or payment for each potential customer referral. The owner may also be advertising on behalf of a third party advertiser with whom the provider of the products or services also has a financial connection with, in that both advertisers may receive payment for each qualified sale or payment for each potential customer referral. All information regarding the products and services on this website are provided by the third party advertiser. Upon submitting a loan request form, you may be redirected to the third party advertiser’s website or contacted by the third party advertiser, where you are encouraged and should review their privacy practices and terms and conditions, which may differ substantially from our own. This website and its owners are not affiliated with these third party advertisers other than what has been described above. The owner of this website does not recommend or endorse any specific lender, product, or service on this website.